Mallisa, Citra Salniati, Febriani Timbang, Marni Palullungan, and Olfin M. Appulembang. “Can the Market Affect Non-Government Banking Returns During COVID-19 Pandemic?”. The Contrarian : Finance, Accounting, and Business Research 1, no. 1 (February 16, 2023): 12–16. Accessed October 29, 2025. http://jurnal.ywnr.org/index.php/cfabr/article/view/6.